Finding credit that is bad loans with good terms is a challenge

People Bank

People Bank offer lines of term and credit loans to businesses with half a year or even more running a business. These fees can be more affordable than with some other competitors on the list that charge a percentage of what you borrow while you’ll pay at least an annual fee of $150 for a line of credit or a $150 origination fee for a term loan. You’ll likewise have plenty of freedom in just how long it will require to repay a phrase loan whenever you borrow from people One, while you could opt for a repayment duration as quick as you or as long as seven year.


  • Minimal credit history: No minimum for personal credit line; 660 for term loans.
  • Minimal company age: six months
  • Company revenue required: $150,000

Prices, Charges, & Terms

  • Loan amounts: $20,000 to $150,000 for term loans; 50,000 to 1,000,000 for credit lines
  • Repayment terms: half...